The United States represents one of French ‘favorite destinations, and it is not difficult to understand! From the soleada California to the agitated city of New York through the attraction parks of Florida, the famous Route 66 or the magnificent national parks, the United States makes travelers dream of all kinds and all ages.
If you also want to live the American dream, you will have to make some preparations. Between your suitcase and your passport, do not forget another essential: You are sure for the United States!
If it will be extremely well treated in the United States, it should also be taken into account that it is the country where the cost of medicine is one of the highest in the world; And that your credit card is one of the first things that will be asked when you arrive at a hospital!
The price of medicine in the United States varies greatly from one state to another, but on average you will have to pay between $ 150 and $ 200 to consult a general practitioner. If you have to go to the emergency room, a tank of $ 1,000 to 3,000 will be requested before being admitted. Finally, if you have to undergo a “simple” hospitalization, how to eliminate the appendix, your invoice is raising! There are rates ranging from 14,000 to more than $ 60,000 depending on cities!
Subscribing a good travel insurance to take care of your attention is, therefore, a measure of essential caution. Here are some tips to choose health insurance for the most appropriate United States for visa or state.
Travel insurance for tourists in the United States
Going to the United States to do tourism promises a stay that will remember for a long time. However, vacations can be quickly spoiled by small sores (light injuries, insect bites, etc.) or more serious emergencies (accident, disease that requires emergency care, etc.).
In the event that your stay has been bought through your bank card, travel insurance is likely to be included. However, it is also possible that this insurance does not meet your needs or does not offer enough coverage. Therefore, it is important to inform yourself before leaving. To ensure that the bank card insurance is sufficient, you can consult our article: our points to verify before making a trip with the bank card insurance.
The best solution to leave the light spirit is to get out of travel. In addition to covering its medical costs and hospitalizations on the site, travel insurance can also organize its repatriation if necessary, and propose a guarantee of civil liability and legal assistance. Enough to be reassured and quiet!
Discover our Globe Traveler contract, which covers it for your trips to the United States; Either a few days and stays of several months.
A trip to the United States also represents a substantial budget, and will be a penalty in case of cancellation, its savings are not granted. When you subscribe to a cancellation guarantee on the day of purchase of your trip, your vacation will be reimbursed in case you must cancel.
Health insurance for students and apprentices in the United States
Studying or training in the United States is the opportunity to study in prestigious establishments, learn and dominate English, but also to discover US culture and, why not, prepare an international career.
To obtain a student visa in the United States, you may need health insurance that is responsible for your care on the site, as well as your repatriation in your country of origin.
Our Globe Partner contract, in addition to essential guarantees, such as medical costs, hospitalization and repatriation, offers guarantees specially designed for students, as civil liability for objects confident during the internships. An interesting guarantee if you have to handle expensive equipment during your courses abroad.
Insurance for peer stays and the language remains in the United States
Going to the United States for a linguistic stay or a stage of peer is a memorable experience, which will allow US culture to touch while improving its English. If you go through a specialized travel agency or an investment agency, your insurance can already include in the offer offered by your tourist operator. However, this is not mandatory, and it is important to verify this point before its departure.
If travel insurance is not understood, it is essential to take a contract that covers its health costs, medical emergencies and repatriation, throughout its stay in the United States.
Discover our Traveler Globe contract, adapted to your linguistic or linguistic stays in the United States.
Expatriation insurance for foreign residents in the United States
If you have decided to take the step and establish forever in the United States, simple travel insurance will not be enough. If travel insurance is designed for diseases and accidents to occur during a brief stay, expatriation offers much more complete and designed coverage to meet their long -term health needs. For more information, see our article on the differences between travel insurance and expatriation insurance.
In addition to these practical considerations, the legal obligation to get health insurance is added when expressed in the United States. In fact, in recent years, the Acting Active Health Reform System Law (also known as Obamacare) has given access to health coverage of around 50 million Americans who have been deprived of it so far. This reform also applies to expatriates, who must obtain health insurance called ACA that meets ACA, or according to Obamacare. Failure to comply with this rule leads to fines calculated according to the income and the number of people per household and that can represent several thousand dollars per year.
Therefore, it is quite essential to get health insurance if you plan to go and live in the United States. ACS offers expatible insurance contracts compatible with Obamacare’s reform.
Whether he goes on vacation for a few days or definitely accommodates himself, a trip to the United States requires the subscription of an insurance solution that can cover his medical costs on the site. We hope that this guide has helped him see more clearly and select the offer that most corresponds to his needs and his status. However, if you have any questions, do not hesitate to contact us.
