How to compare insurance with precision and rigor? A question that we all ask ourselves. It is simple, but difficult because it is difficult to know the quality of an insurance contract.

At Yakoota, we apply a golden rule already experienced in industry, social sciences and public policies: measure to improve. This approach is all the more essential in the face of the proliferation of info, which maintain confusion and benefit from the most powerful, without ensuring that they are the most deserving.

In insurance, reliable information is essential for the proper functioning of the market. That's why Yakoota is responsible for making the quality transparent and accessible to all.

We have identified four essential pillars to help you answer the question: how to compare insurance?

  1. Quality of covers
    Not all contracts are created equal. Check the guarantees to avoid unpleasant surprises in the event of a claim. Our quality barometer helps you choose a cover adapted to your needs.
  2. Management quality
    Effective insurance is also fluid and fast management. At Yakoota, we attribute 30 % weight to this criterion, but you can adjust it. Subscription, declaration of claim: everything must be simple and responsive.
  3. ESG quality (environmental, social and governance)
    Your insurer's commitment to a sustainable world account. We recommend a weight of 10 %, adjustable according to your priorities. If these issues are close to your heart, favor contracts with a good ESG score.
  4. Omnicinal quality
    A good contract is also fluid access to services, online and with an advisor. We recommend a weight of 10 %, but you remain master of the evaluation.

A validated approach to compare insurance

We have tested this definition in the home insurance sector, and the results are final: It explains much better the performance of actors than conventional indicators.

Our tests also prove The potential of the generative AI to bring more transparency, even in the most complex sectors. We are continuing our research to develop a responsible AI and expand this indicator to as many products as possible.

Your support is essential to build clearer and equitable insurance. Join us in this process!

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