Changing insurance is possible. Better still: it is a right. For several years, the law has been facilitating the termination of contracts. But you still have to know how to do it.
What are my rights when changing insurance?
Thanks to the Hamon lawyou can terminate your home or car insurance at any time after a year contract. No need for justification. You just have to take out a new insurance, which will take over.
With the Chatel lawyour insurer must inform you of the termination deadline. He must send you a maturity notice at least 15 days before this date. In case of breach, you can terminate at any time.
Change, yes, but for better. Here are the key steps:
- Take stock of your needs. Do you have a house or an apartment? Children? A recent or old vehicle? Your needs determine the useful guarantees.
- Compare the contracts. Use an independent comparator. Check the guarantees included, exclusions, compensation ceilings and deductibles.
The solution Yakoota Based on the generative IA offers you a tailor -made comparison to find the contract that corresponds to your needs and your preferences. This global comparator also takes into account the quality of service Through three components: reliability,, speed And simplicity. - Consult customer reviews. They can be useful, but we advise to read them with caution.
Who takes care of the termination?
Subscribe the new contract before terminating the old one. This avoids any interruption of coverage.
In the majority of cases, The new insurer takes care of the procedures. You sign a mandate during the subscription. He contacts the old insurer and ensures the continuity of your coverage.
Changing insurance is simple and supervised. Your rights protect you. Take the time to compare. And don't forget: An adapted contract is savings … and more tranquility.
