Become a owner in Quebec abroad: Buy a house remotely

This option is possible for:

• Foreign workers who can make a cash purchase without going through a bank loan.

• Foreign workers who have already worked for a Canadian employer for at least 3 months before their arrival. Exceptions are applied.

The help of a realized goods corridor specialized in remote purchases is essential. He will present the local market, will guide it through the different stages of the purchase and guarantee the matter with sellers and other people involved.

The collaboration with our team begins with a free videoconference to discuss your immigration project, your criteria and your needs. During this meeting, we answer all your questions and discuss the details of the real estate market of its future host city.

Together, we will identify a research zone and establish a budget taking into account taxes and land transfer, financing, night rates, inspection costs, etc. If you are already used in Canada, we will quickly put a connection with a mortgage corridor specialized in your bank immigration to ensure a mortgage authorization.

Then we will explore the different types of properties available in Quebec to find the one that best suits their needs, whether it is a transition house, with or without the need for renovations to increase its resale value, a key to hand, a twin house, a condominium (apartment) or a income building.

According to your search criteria, your corridor will present the properties corresponding to your criteria and organize virtual visits. You will receive real time updates to provide a clear vision of the available real estate options and the precise details of each house that could meet their expectations. You will have the opportunity to analyze the different options that meet your needs. Visits will be organized in videoconference to allow you to explore each house in detail from abroad.

When ready to make an offer, your corridor will examine with you the current property situation and compare prices with similar goods to ensure that your offer corresponds to the correct price of the market. Your corridor will highlight its offer strategically, often confronted with other competitive offers for the same property.

This purchase offer will detail all aspects of the transaction, including the proposed price, the elements included in the sale, the date of property transfer and the conditions that will be respected. Negotiation can continue until your offer is accepted.

After the seller has accepted his offer, it will be necessary to carry out the conditions before the sale, the property inspection by an independent expert. We will be present during this inspection and we can organize a videoconference so you can ask your questions directly to the inspector. This step ensures that no important problem is omitted, not observed during the visit or not revealed by the sellers.

If the purchase is financed by a mortgage loan, it will be necessary to raise the financing status with the official approval of your bank.

These procedures are generally completed within 14 days after the acceptance of the purchase offer.

The process ends with the signature of the sales deed and the delivery of keys to a notary, a stage that generally takes place a few days after its arrival in Quebec to comply with the legal formalities, in particular the presentation of its valid work permit issued to Canadian customs. The process of accepting its offer until the firm in the notary can take place as fast as in a month. The date of taking possession of the house will have agreed in advance among the parties in the purchase offer.

It is advisable to provide temporary accommodation in a hotel, a inn or an Airbnb for a few days, the time to complete this last step of the acquisition. This also gives you time to explore your new community, make essential purchases for the house and establish any unexpected property before moving definitively.

After signing, the property is officially yours and can move immediately. You can put your luggage directly in the house that will be empty and ready to welcome you.

Following these steps, you can become owner directly upon arrival, keeping the logistics complications associated with a temporary rental and another movement. The team with us to simplify your transition offers a serene arrival to the country and satisfactory in your new home in Quebec.

Make a free appointment today to see how our team and our partners can help you in your project.

WARNING: This information is provided to obtain information and does not constitute legal advice. The information in question is not legal opinions and should not be processed or invoked as such. It is recommended to consult a qualified professional to obtain advice adapted to their specific situation.