Probably even heard of Green Insurance LetterBut if you do not know what it is, what it is for or how you can request it, in this article we will answer all the questions you may have about this document.
Travel out of our country It is an increasingly common practice and increasingly younger ages. There are many facilities to do so, but we do not always do it properly informed.
To be able to make these car trips beyond our borders, we need to have insurance, or we risk several inconveniences that can go through a fine or even the immobilization of our vehicle. This insurance should be included in the call green letter.
Therefore we can say that the green letter is a document that allows to prove abroad that the Compulsory liability insurance your vehicle is up to date.
Is it mandatory to have the green letter to drive outside Portugal?
Whenever we go Travel out of Portugal with our vehicle, it is advisable to take us to green letter. However, it is only mandatory character in some countries And later on this article, we will give more details about which these countries are.
THE compulsory insurance It covers the driver against body injuries or material damage caused by their vehicle to third parties and it is a protection that all vehicles must have if they do not want to face a very high fine.
The Green Insurance Letter facilitates the international assistance to vehicles and victims of road accidents From different nationalities and we recommend that you never drive out of your country without it.
The Green Letter is now Carta Branca
From July 2020, the Green Letter as we knew it until then, changed in format. This document is no longer called, its official designation is cis – International Automobile Insurance Certificate – Although colloquially continues to be called Green Letter.
The new green letter is now in digital formatit is not green and Insurers are not required to provide it to insurance takers. After insurance subscription, it may be sent by e-mail to each insured you request it and may print it in black and white.
Since it is not indispensable, it is up to the insurance borrower to decide whether or not to print this document. If at some point an authority asks to see this document, can be presented in digital format to the authorities No problem.
However, in certain countries it is mandatory to present it to confirm that your vehicle has compulsory insurance. In the event that it does not have it, in some cases exceptional may be accepted in the insurance receipt.
In the rare eventuality of the authorities do not have electronic means to read digital documents and thus verify that they are authentic, the driver will be required to travel with the physical document to a squad, within a maximum of five days.
Advantages of the Green Insurance Letter
The main objective is to replace the old system based on green paper with a more effective and safe mechanism. It is a step forward in Modernization of the compulsory insurance system.
Document scanning also contributes to the Sustainable developmentsince much less paper will be used.
This change will benefit both consumers and insurance companies and help Improve the management of transionic accidents.
Another of the goals of this new model was to end the fraud in the form of falsification of the Green Charter document.
How to order the green card or cis?
If you intend to travel outside Portugal and do not have the green letter of your vehicle, you should investigate where you can order it and question its delivery deadlines.
THE document is issued by your insurance company And, usually it is provided at the time of hiring. It depends on the policy of each company and, as not all do it automatically, may have to contact your insurer to place the order.
It should be borne in mind that the European Union warns that, even if it has the Green Letter, the legislation will be applied according to the country where the accident occurred. For example, if you have a claim and the report is favorable to you, when you ask for compensation it may be different from that of your country.
Also, keep in mind that you will hire temporary insurance with insurance bypons.pt and need the green letter, you will have to inform us so that we can ask it from the insurer and receive it in time of your flood.
What countries are it mandatory to have the Green Insurance Letter?
The Green Letter is recognized and recommended in more than 40 countries, but it is not mandatory In the European Union in Andorra, Iceland, Liechtenstein, Norway and Switzerland.
However, it is mandatory in 15 countries: Albania, Azerbaijan, Belarus, Bosnia-Herzegovina, Iran, Israel, Macedonia, Morocco, Moldovia, Montenegro, Russia, Serbia, Tunisia, Turkey and Ukraine.
Of course, the ideal would be to have no accident and enjoy your trip without complications, but sometimes they may occur unforeseen events. That's why It is essential to take with all documentation regarding your mandatory automobile insurancewhether it is your usual vehicle, a rented vehicle or a vehicle that only occasionally uses.
What should I do if you have an accident abroad?
If you have an accident while driving your vehicle in a foreign country and the green card is accepted in that country, the best thing to do is to fill a friendly statement.
This form is the same in all countries of the European Union, so the only difference is that, in addition to filling the rest of the data, you will also have to write the green letter number in section 8.
Just as, if you have an accident in Portuguese territory with a foreign vehicle, you should also ask the driver the green letter when filling in the friendly declaration of the accident to make sure the vehicle is insured in your home country.
We hope you never have to use this information when you are traveling across another country. But being well informed is a good idea because it is better to prevent remedy!
