If you plan to move to Canada, or if you have moved recently there, buy a property may seem intimidating, even unrealizable. However, it is quite possible to buy a house in Canada even with a temporary state, which can be financially more advantageous than rent, especially in the current context of housing scarcity. Alyssa Mansfield, lawyer specialized in immigration law, sheds light on the statutes that legally allow the purchase of properties in Canada and on the procedures.
Who can buy a house in Canada?
If you or your spouse have a valid work permit of at least 183 days at the time of purchase, on the signature of the notary, you can buy a residential building. A single work permit is required to buy a house in Canada, according to the Law on the prohibition of the purchase of residential buildings for non -singing, in force until January 1, 2027.
The law does not apply outside the census of metropolitan regions or census agglomerations. See the card to verify if your house is attacked by law: RMR interactive map.
Temporal statutes that give a work permit
Study permit
The study permit itself does not allow you to buy real estate, even if part -time work hours are authorized with the study permit.
On the other hand, her common husband or spouse could be eligible for an open work permit (PTO) that would allow her to work in Canada for any employer during her studies. In order for your spouse to obtain your PTO, you must study in a master's or doctoral program or study in one of the University programs led by the Government since March 19, 2024.
Certain exceptions can also be applied to your situation if your spouse or a de facto spouse requests an extension of an existing open work permit.
Canada's international experience (PVT and Young Pros)
For young people between 18 and 35, this program offers three components, including the vacation travel program (PVT) and the professional young professionals to live and work temporarily in Canada. To participate in this program, its country or citizenship territory must have concluded an agreement on the mobility of young people with Canada.
Christmas work program (PVT)
It allows the participant to work in Canada for a fixed period, usually up to two years. You can work for any employer and change your work without restriction. At the end of the PVT, the participant can request a closed work permit with the same employer. You can also begin your permanent residence procedures during your PVT ensuring that your temporal status is maintained during all the processing of your permanent residence.
The young professional program
He addresses young people with a post -second diploma or relevant professional experience. Unlike PVT, the participant must have a signed job offer or an employment contract signed to participate in this program section.
PostDiplôme work permit (PTPD)
Aimed at foreign students who have obtained a Postsecundaria education diploma in Canada, this program offers a path to permanent residence.
If the study program has a period of less than 8 months (or 900 hours for Quebec studies certificates), the student is generally not eligible for the PTPD. If the study program has a duration of 8 months (or 900 hours for Quebec Studies Certificates) within 2 years, post -Diplomo work permit is generally granted for a period equivalent to the duration of the study program. If the study program has a duration of more than 2 years, the work permit after Diplôme is generally granted for a period of 3 years. Certain exceptions can be applied according to the type of program (for example, there are new exceptions for mastery programs).
The student can confirm the information about his program presenting one or the other documents: his diploma, his declaration of notes or an official letter of his teaching establishment. Once in possession of the license, you can start working in Canada. Then, if you want to establish yourself permanently in Quebec, you will have to start the procedures to obtain the Quebec (CSQ) selection certificate and finally send a permanent residence application.
Closed work permit (PTF)
A closed work permit obtained through an impact study in the labor market (EIMT) allows a temporary foreign worker to work for a specific employer in Canada. The employer must first demonstrate that he made efforts to recruit locally and that no Canadian or permanent resident was found for the position. Once the EIMT is approved by the employment and social development of Canada (EDSC), the foreign worker can submit an application for immigration work permit, refugees and citizenship of Canada (IRCC). Once the application has been approved, the worker can start working for the employer specified in the license, according to the established conditions.
It is also important to keep in mind that if an employer wishes to hire a temporary foreign worker in the province of Quebec, it will be necessary to present an EIMT certificate and Quebec Certificate (CAQ) to the Ministry of Immigration, Francization and Integration (MIFI).
Permanently immigrate in Quebec
The permanent economic immigration process in Quebec includes two crucial stages: obtain the Quebec (CSQ) selection certificate and the permanent residence application. You have the possibility of obtaining a work permit during the processing of your permanent Canadian residence application. Permanent residence is the final phase to materialize its immigration project in Canada and, of course, allows you to buy real estate. See Alyssa Mansfield's article, an immigration lawyer to completely understand The main lines of the CSQ and the permanent residence.
Steps to settle in Canada
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Select the appropriate program: Choose the program according to your objectives, whether studies, work or cultural exchange. Important: You must always respect the permission with which you have entered the country. For example, if you arrive with a study permit, you must study in your training program.
Important : To change your status once you have arrived in Canada, for example, to convert the status of your student and the status of workers, it is very important to follow the applicable procedure and respect the laws in terms of Canadian immigration. For any question related to the change of state, we recommend that you communicate with an immigration lawyer or a consultant. Regulated in Canadian immigration (CRIC) to make sure to do so in the rules of art and to avoid the eviction of the country.
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Prepare the required documentation: meet all the necessary documents for your license application before sending an online application. Follow the instructions carefully and make sure your file is complete to avoid delays in your immigration process.
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Always renew your temporary state before expiration to avoid being without a state and have to start the process again. It is advisable to start preparing about 8 months before the license expiration.
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Once your EIMT and CAQ decision cards are obtained or your introduction letter, communicate quickly with a real estate corridor to accompany you in your housing research. The purchase of real estate can be 100 % remotely, in some cases or quickly after its arrival.
Establishing in Canada is an exciting project, but it requires careful planning and an understanding of the different programs and processes. Following the aforementioned and permanent stages of the latest immigration policies, it can maximize its chances of success. To obtain professional advice on your immigration project, do not hesitate to communicate with Alyssa Mansfield, a lawyer specialized in immigration.
This article provides general information, but does not constitute a legal opinion. To obtain a specific legal opinion for your archive, communicate with immigration professionals.
Note that the information contained in this article is updated on April 22, 2024. Therefore, we recommend that you verify if this information is still accurate before starting your procedures.