Assistance in an emergency
Throughout his life, a pet may need emergency care. Take out a Health insurance for dogs or cats Allows you to protect yourself against these unpredictable hazards and to benefit from full assistance.
In addition, in the event of hospitalization of the master, this type of contract allows you to quickly find a solution to ensure custody of his little companion and provide him with the necessary food and care during the absence of its owner.
The assistance guarantee may also take place in the event of loss of the animal. The insurance company is then responsible for publishing alert announcements and preventing specialized services in the search for lost animals. In addition, a financial participation can be paid to the owner to cover expenses related to the search for your runaway dog, lost cat …
To fully benefit from this formula, the insurance contract subscribed must include a reactive telephone assistance service, available 24 hours a day.
Refund of veterinary care
In France, veterinarians can freely fix their fees, unlike general practitioners for humans. Care and drugs can therefore represent a significant budget. Indeed, dog owners spend an average of € 211 per year at the veterinarian (€ 166 per year for cat owners).
In addition to basic consultations, billed between 30 and 40 € on average, conventional interventions such as vaccination, sterilization or castration can represent several hundred euros. Without forgetting surgical operations, examination and analysis costs or even hospital and rest costs. Prohibitive prices that can dissuade certain masters, especially the most modest, to carefully treat their favorite companion …
Ensuring the pet can therefore be interesting to cover care expenses, Despite the increase in insurance prices. Depending on the formula chosen, companies can offer a refund ranging from 50 to 100 % of the costs incurred. In order for a monthly contribution, owners can therefore calmly approach the future and face any unforeseen disease: heart problem, cancer, rheumatism, age -related degeneration …
Animal health insurance is particularly useful for certain breeds which are affected by hereditary health problems. We can also evoke hunting dogs, which are exposed to risks of infection or attack by wild animals.
Prevention management
As the adage says, it is better to prevent than cure! This is why pet insurance generally offer a prevention package, allowing masters to limit visits to the veterinarian as much as possible.
Defigatory, shampoos, lotions, antiparasitic, food supplements … essential products to guarantee the perfect health of an animal, but whose cost is significant.
Hence the interest of Subscribe insurance for dogs or cats taking charge of these prevention expenses. Certain acts, such as vaccination and sterilization, can even be reimbursed.
Support at the end of life
A Animal health insurance should allow the owner to take care of his little companion throughout his life, from his bonus youth (where he is particularly vulnerable) until his great age (where he is particularly exposed to accidents or diseases).
BeforeEnsure a dog or a catit is therefore necessary to verify that the proposed contract guarantees care, if only partial, of the end of life of the animal. THE euthanasia and cremation feesin particular, must be anticipated. Some formulas even allow the owner to receive a compensation during the death From his four -legged friend, to acquire a new one.
Contracts adapted to all needs
Each breed of dog, cat or new pet (NAC) has unique characteristics.
For example, a breed dog subject to certain genetic diseases, such as the French bulldog, does not have the same needs as a hunting dog exposed to viruses transmitted by wild fauna. Likewise, an apartment cat is less likely to develop diseases or infections than a cat spending most of his time outside.
This is why pet insurance offer personalized formulas that adapt to all situations and all budgets. To find the most suitable contract, it may be useful to use a Animal insurance comparator. And if the guarantees are not suitable, it is possible to quickly change insurer thanks to the termination in 3 clicks.
